To all:
Imagine...
There is a bank that credits your account each
morning with $86,400.
It carries over no balance from day to day.
Every evening deletes whatever part of the
balance you failed to use during the day. What !
would you do? Draw out ALL OF IT, of course!!!!

Each of us has such a bank. Its name is TIME.
Every morning, it credits you with 86,400
seconds. Every night it writes off, as lost,
whatever of this you have failed to invest to
good purpose.
It carries over no balance. It allows no
overdraft.

Each day it opens a new account for you. Each
night it burns the remains of the day.
If you fail to use the day's
deposits, the loss is yours.

There is no going back. There is no drawing
against the "tomorrow."
You must live in the present on today's
deposits.
Invest it so as to get from it the utmost in
health, happiness, and success!
The clock is running. Make the most of today.

To realize the value of ONE YEAR, ask a student
who failed a grade.

To realize the value of ONE MONTH, ask a mother
who gave birth to a premature baby.

To realize the value of ONE WEEK, ask the editor
of a weekly newspaper.

To realize the value of ONE HOUR, ask the lovers
who are waiting to meet.

To realize the value of ONE MINUTE, ask a person
who missed the train.

To realize the value of ONE-SECOND, ask a person
who just avoided an accident.

To realize the value of ONE MILLISECOND, ask!
the person who won a silver medal in the
Olympics.

Treasure every moment that you have!
And treasure it more because you shared it with
someone special, special enough to spend your
time.
And remember that time waits for no one.

Yesterday is history.
Tomorrow is a mystery.
Today is a gift.
That's why it's called the present!! !!

Friends are a very rare jewel, indeed.
They make you smile and encourage you to
succeed.
They lend an ear, they share a word of praise,
and they always want to open their heart to us.